Financing & Payment Options
Open Wrist accepts a range of payment methods so you can buy the way that fits your situation. We do not currently offer in-house financing or installment plans — pricing is the same whichever method you choose.
Payment methods we accept
- Wire transfer — Domestic ACH and international wire. Funds clear before shipment. Standard for orders above $10,000.
- Certified or cashier's check — Bank-issued only. Held until cleared, typically 3–5 business days.
- Credit card — Visa, Mastercard, Amex via our checkout, up to a per-order limit. A processing surcharge may apply on orders above $15,000; we'll quote it before charging.
- Cryptocurrency — BTC, ETH, USDC by arrangement. Spot price locked at the time of invoice.
- Trade-in — Apply the value of a watch you're selling toward your purchase. Submit your watch for a quote.
Third-party financing
Some buyers use a third-party lender for high-value purchases. We're happy to coordinate directly with your bank, jewelry-collateral lender, or financial advisor — just message us and we'll provide whatever documentation they need.
Holds & layaway
For specific pieces and on a case-by-case basis, we will hold a watch for up to 14 days against a non-refundable 10% deposit. Beyond 14 days requires written agreement. Message us before placing a hold.